New to Medicare? Start with our Start Here guide.Medicare Enrollment
Medicare enrollment is governed by specific timelines. Understanding these
periods helps avoid late enrollment penalties and gaps in coverage.
Original Medicare
Original Medicare forms the foundation of the Medicare program and
includes hospital and medical insurance administered by the federal government.
Medicare Supplement (Medigap)
Medicare Supplement policies help cover certain out-of-pocket costs
that remain after Original Medicare pays its share.
Medicare Advantage
Medicare Advantage plans are offered by private insurance companies
and combine Medicare coverage into a single plan structure.
Prescription Drug Coverage (Part D)
Part D plans provide prescription drug coverage and are offered
by private insurers approved by Medicare.
Medicare Financial Assistance
Several programs are available to help individuals with limited
income pay Medicare premiums, deductibles, and prescription drug costs.